Credit Analyst Job at WestStar Bank, El Paso, TX 79901

cGFwaFBucEpWWCt0WkNwSjQrOFZWZz09

Job Description

Summary

Responsible for analyzing financial information, communicating findings through concise, well-written analysis reports as well as verbal recommendations to management.


Essential Functions

  • Perform financial statement spreading and analysis on new and existing loan relationships to determine creditworthiness of borrowers, by evaluating cash flow and debt serviceability
  • Prepare written credit analysis reports that are clear, concise and complete; translate information clearly and effectively
  • Ensure compliance with bank policies and procedures and applicable banking regulations.
  • Assist lenders with credit exceptions
  • Communicate with company controllers or accountants to gather additional information and interpret financial transactions
  • Communicate and work with legal counsel on preparation of real estate documents and loan agreements
  • Assist in the coordination of real estate loan activity with title companies, appraisers, civil or environmental surveyors, etc.
  • Contact borrowers that are past due and report chronic situations or problems to the responsible lender
  • Contact borrowers, insurance agents, accountants, etc. for correction of any loan documentation exceptions and report problem areas to the responsible lender
  • Coordinate activities between the lending staff and credit administration
  • Communicate closely with all lenders relating to progress on projects and/or problems encountered in meeting objectives.
  • Other duties and projects as assigned.


Required Education, Experience, Skills


  • Bachelor’s degree with a major in accounting, finance or business administration
  • Strong analytical skills with ability to interpret complex financial information; identify relevant risk.
  • Ability to work on multiple transactions simultaneously; prioritize assignments to meet deadlines.
  • Ability to communicate in a clear, concise manner (oral and written)
  • Ability to interpret technical instructions and deal with an assortment of variable.
  • Good organization skills
  • Proficient computer skills required (Excel and Word)
  • Requires valid driver’s license; ability to travel/drive to client meetings.


Equipment Used

  • Standard office equipment such as computers, phones and photocopiers.


Working Conditions/Physical Requirements

  • Office setting
  • May require travel to client worksites, offices or other locations.


WestStar is an Equal Opportunity Employer and does not discriminate on the basis of any protected trait, including gender, race, ethnicity, disability, or veteran status.

Similar Jobs

AirCo Air Conditioning

Outbound Only Call Center Rep Job at AirCo Air Conditioning

Summary/Objective: AirCo Heating Air Conditioning and Plumbing is looking for an Outbound Call Center Rep who is energetic, positive and motivated person who has an extensive sales background and

Edge Global

Nursing Assistant Job at Edge Global

*MINIMUM QUALIFICATIONS:* * A current Colorado Certified Nursing Aide license or temporary permit to practice as a graduate nurses aide in the State of

State of Wisconsin

Public Defender Job at State of Wisconsin

State of Wisconsin Benefits include 3.5 weeks of vacation, 9 paid holidays, ample earned sick time, great health plan options, low cost insurance starting at

Summit Fire & Security

Designer Job at Summit Fire & Security

Summit Fire & Security, a member of Summit Companies, is a premier firm in the Fire Protection and Fire Life Safety industry SFS provides services locally and

Adidas

Assistant Store Manager Job at Adidas

Ability to effectively communicate with customers and store personnel. Knowledge and understanding of profit and loss statement and store KPIs to make