The Commercial Banking's Innovation & Payments Legal team provides transactional and strategic legal support for Commercial Banking FinTech, third party payment processors and similar complex clients in connection with their money movement (pay-in/pay-out) products and solutions. The group is also engaged in Commercial Banking's business-led transformation, digitization and simplification initiatives designed to create an aspirational, client-centric experience by creating innovative new payment products and simplifying documentation, end-to-end processes and related technology. The position will be based in Plano, TX, Columbus, OH, Tampa, FL, or Chicago, IL

Job responsibilities

• Drafting, negotiating and advising the business on a wide range of documentation and transaction structures for the Wholesale Payments business.
• Providing legal analysis in connection with the development of innovative product solutions as part of the new business initiative process and user interface enhancements, and assisting with the implementation of new products and key strategic projects.
• Collaborating with global business teams and legal/compliance colleagues and other control functions to address and resolve complex issues, develop policies, procedures and training materials to advance the business objectives in a compliant manner.
• Instructing and liaising with external counsel, as required, on transactional and bespoke product matters, including review and analysis of legal opinions.
• Advising the businesses on key legal/regulatory issues.

Required qualifications, capabilities, and skills

• Minimum of five (5) years post-admission practicing experience with a major law firm, financial institution or judicial clerkship relevant to the responsibilities of the position
• JD or educational equivalent required. Attorney candidates must be in compliance with all relevant licensing requirements including those of the jurisdiction where the role will be located prior to commencement of employment
• Experience working in or with FinTech and/or third party payment processors
• Familiarity with banking law, Uniform Commercial Code Articles 4 and 4A financial services laws and regulations
• Ability to lead and motivate teams to institute change and collaboration across a variety of functional areas
• Ability to prioritize work, manage a large number of matters at one time, and interact with senior management

Preferred Qualifications:

• Knowledge of money transmitter licensing requirements at federal and/or state level
• Experience working with merchant service processors/providers
• Familiarity with commercial card products

All candidates for roles in the Legal department must successfully complete a conflicts of interest clearance review prior to commencement of employment

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

The health and safety of our colleagues, candidates, clients and communities has been a top priority in light of the COVID-19 pandemic. JPMorgan Chase was awarded the "WELL Health-Safety Rating" for all of our 6,200 locations globally based on our operational policies, maintenance protocols, stakeholder engagement and emergency plans to address a post-COVID-19 environment.

As a part of our commitment to health and safety, we have implemented various COVID-related health and safety requirements for our workforce. Employees are expected to follow the Firm's current COVID-19 or other infectious disease health and safety requirements, including local requirements. Requirements include sharing information including your vaccine card in the firm's vaccine record tool, and may include mask wearing. Requirements may change in the future with the evolving public health landscape. JPMorgan Chase will consider accommodation requests as required by applicable law.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, discretionary incentive compensation which may be awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

Equal Opportunity Employer/Disability/Veterans